Feeling short-changed
on your property claim?
Maximize your settlement.

Clients who work with Public Insurance Adjusters in Denver on average get 700%-1100% more in their settlements.

Over 99% of property insurance claims go underpaid in Colorado.

Property damage can be
devastating for both your home
and your family.

Water, fire, smoke and storm damage or other types of destruction can seriously uproot your life. That’s why Adjusting Denver LLC is here to help. 

Since 2009, we’ve provided public adjuster services in Colorado for homeowners, landlords and business owners. Each of our professional staff members works only for policyholders, not for the insurance companies. Our only interest is making sure you get the maximum settlement.

What is a public
insurance adjuster

Water, fire, smoke and storm damage or other types of destruction can seriously uproot your life. That’s why Adjusting Denver LLC is here to help. 

Employed exclusively by a policyholder who has sustained an insured loss, these professionals manage every detail of the claim, working closely with the insured to provide the highest and fastest settlement possible.

A public adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured’s coverage, determines current replacement costs and exclusively serves you, not the insurance company.

Frequently Asked Questions

A public adjuster is an insurance claims settlement expert who work in a fiduciary role with the policy holders. They are professionals at policy interpretation, damage assessment and claims negotiations.

If you have suffered a claims related loss, you will always benefit from the services of a public adjuster. In our experience less than 1% of claims are settled fairly when adjusted by the policyholder, registered agents, Association Managers and/or insurance retained adjusters.

As soon as you can. Often times the services of a public adjuster are retained after a claim has encountered a dispute. Retaining a public adjuster at the onset or filing of a claim will result in a much quicker and less stressful settlement of the claim.

No. Insurance agents understand selling insurance policies. We have never met one that has experience adjusting claims, additionally many agents are compensated when their clients DO NOT file claims, which has many times resulted in agents giving inaccurate or counterfactual advise to their policyholders. You may love your agent, but just remember to ask yourself, “Who does he work for?”

A recent study completed by the Office of Program Policy Analysis & Government Accountability (OPPAGA) on claims settled in Hurricane Karina with vs. without a public adjuster showed that claims settled by a professional public insurance adjuster averaged a 747% higher settlement amount.

The claim settlement process varies greatly from claim to claim, and the time of claim settlement will also. All claims are different and consist of many moving parts from the insurance company’s criteria and procedures for claim handling, to the personality of the adjusters, the complexity and severity of the loss and many other factors. Knowing these dynamics and having the necessary experience to strategically navigate this process and arrive at a speedy and accurate settlement of the claim is the goal of Adjusting Denver.

Fees will range from 10%-20% depending on the details of the claim. We work strictly on contingency, so you only pay for performance.

I would suggest utilizing our no obligation consultation, we can quickly evaluate the extent of the loss and whether it has been paid appropriately.

No. In 99.9% of claims this is not a issue. The insurance company is required to immediately pay you once coverage for a claim has been afforded, so the acceptance of payments is inevitable. Unless a “release” has been signed, retaining a public adjuster is within your rights. The involvement of a release is a very unusual and rare instance and usually would involve attorneys.

Property Claim Services

Water Damage

Damage and losses caused by water and flooding can be especially major and devastating to policyholders. Depending on the origin of your policy, these losses may be excluded, and they’re often very complicated to restore. Adjusting Denver specializes in helping policyholders involved in water damage claims. If you’ve experienced a loss due to water or flooding, we can help you get the compensation that you are entitled to under your policy.

Fire Damage

Fire is one of the most devastating disasters any home or business owner can face. Loss caused by fire and smoke is often traumatic for the insured, and these claims are frequently difficult to adjust and settle. The insured is often displaced from his or her home or business for an extended period of time without their now-destroyed belongings. As a result, suffering a smoke loss takes an unimaginable toll on an insured. At Adjusting Denver, we specialize in helping our clients with fire loss claims. We understand that dealing with your insurance company following a disaster like a fire is stressful, and we are here to help you get the compensation you are owed from your insurance company.

Hail Damage

Hail damage is one of the many specialties of Adjusting Denver. While hail is one of the most common reasons for insurance claims in the United States, insurance companies have a tendency to deny hail-related claims. Members of our firm have been responsible for adjusting and settling numerous hail damage claims, and we are here to help you if you have experienced hail damage.

Wind Damage

Wind damage comes in many forms and has several potential causes, storms, tornados and even high winds accompanying thunderstorms. Unfortunately, there are numerous nuances and complexities that must be sorted through with wind damage claims to ensure proper recovery. At Adjusting Denver, helping policyholders get the compensation they deserve for wind damage claims is one of our specialties.

We work for you,
not the insurance companies.

Contact us and request a no-obligation consult today.

  • 151 Summer St.
    Morrison, Colorado 80465

Contact Us