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About Us

Adjusting Denver is a professional public adjusting and claims consulting firm specializing in securing fair and accurate insurance claim settlements for our clients.

We empower our clients with knowledge of their rights in an effort to obtain fair and accurate settlements for all money owed under a policy.

Adjusting Denver provides a wide array of services for a variety of clients and needs, select below to learn more about the following services we provide:

Service Areas

Licensed public insurance adjusters represent a policyholder’s best interests in an insurance loss. We level the playing field and provide the policyholder an expert to advocate on their behalf. Public adjusters manage the claim, ensures claim filing requirements are met and helps recover the total amount a policyholder deserves under their insurance policy. Unlike the insurance adjuster sent out by the insurance company, the public adjuster works for you and you alone.

Not if but When policyholders and insurance companies disagree regarding the cost of repairing or replacing damaged property, it becomes quite frustrating, especially for the policyholder, who often feels they have no choice but to settle for the amount offered by the insurance company. Most policyholders don’t realize that they have the right to dispute any insurance settlement amount. Mainly because insurance companies rarely notify policyholders of their right to envoke policy clauses to resolve property damage and price disagreements.

The most common way for policyholders to dispute their insurance company’s settlement offer is to invoke the appraisal clause, which is one dispute clause contained within the insurance policy. Appraisal is a very effective alternative dispute resolution method. However, not all insurance policies contain an appraisal clause, additionally some states do not allow appraisal. It is important to understand the appraisal requirements and allowances for this process within the policy.

An umpire is a competent, disinterested, impartial individual appointed by the appraisers of a claim with making a decision regarding the value of property or the amount of a property loss. During an insurance claim appraisal the umpire is an appointed professional who makes a binding decision after the two parties in an appraisal process fail to agree on a loss. In short, an umpire is a trained dispute resolution expert who should also have some experience in understanding insurance adjusting and all it’s components. The services of an umpire are critical in every appraisal.

No two insurance claims are the same, they have many different elements and complex moving parts. Navigating the complicated language and pricing can be confusing and utilizing the correct strategy to handle the claims process is critical.
Adjusting Denver offers a wide variety of cost effective claims consulting services to help determine a path to success.

Utilizing market controlled estimating software programs insurance companies are able to control the scope of work and costs of restoration. This has created a trend of incomplete and inaccurate restoration scopes resulting in significantly underpaid claim settlements.

The ability to accurately use estimating software to its full potential and support the scope of work with experience and knowledge of an insurance policy including construction practices is critical to a complete and quality restoration.

Proper loss documentation is the foundation your insurance claim must start on. Loss documentation takes meticulous attention to detail, understanding of construction, damage assessment, policy knowledge, construction experience and an understanding of property preservation.

Claim Services

Water Damage

Damage and losses caused by water and flooding can be especially major and devastating to policyholders. Depending on the origin of your policy, these losses may be excluded, and they’re often very complicated to restore. Adjusting Denver specializes in helping policyholders involved in water damage claims. If you’ve experienced a loss due to water or flooding, we can help you get the compensation that you are entitled to under your policy.

Fire Damage

Fire is one of the most devastating disasters any home or business owner can face. Loss caused by fire and smoke is often traumatic for the insured, and these claims are frequently difficult to adjust and settle. The insured is often displaced from his or her home or business for an extended period of time without their now-destroyed belongings. As a result, suffering a smoke loss takes an unimaginable toll on an insured. At Adjusting Denver, we specialize in helping our clients with fire loss claims. We understand that dealing with your insurance company following a disaster like a fire is stressful, and we are here to help you get the compensation you are owed from your insurance company.

Hail Damage

Hail damage is one of the many specialties of Adjusting Denver. While hail is one of the most common reasons for insurance claims in the United States, insurance companies have a tendency to deny hail-related claims. Members of our firm have been responsible for adjusting and settling numerous hail damage claims, and we are here to help you if you have experienced hail damage.

Wind Damage

Wind damage comes in many forms and has several potential causes, storms, tornados and even high winds accompanying thunderstorms. Unfortunately, there are numerous nuances and complexities that must be sorted through with wind damage claims to ensure proper recovery. At Adjusting Denver, helping policyholders get the compensation they deserve for wind damage claims is one of our specialties.

Contact Adjusting Denver

We Work For You, Not the Insurance Companies